The Naked Ledger

The Naked Ledger is a digital product created and distributed by The Intimacy Room Collective, a DBA of Jreis Therapy LLC, a Florida limited liability company. The Naked Ledger is a financial education and relationship enrichment tool. It is offered through the coaching and educational arm of The Intimacy Room brand and is not a clinical or therapeutic service.

The Naked Ledger is an educational spreadsheet and companion guide designed to support couples in organizing, discussing, and reflecting on their shared financial lives. While it was created by Jessica Reis, LMFT, CST, CFT™, a licensed marriage and family therapist with certifications in sex therapy and financial therapy, this product does not constitute therapy, counseling, psychotherapy, or any form of clinical treatment. No therapist-client relationship is established through the purchase, download, or use of this product.ext goes here

The Naked Ledger does not provide personalized financial advice, investment recommendations, tax guidance, or debt management strategies. The spreadsheet templates, frameworks, and companion guide content are intended for general educational and informational purposes only. They are not a substitute for professional financial planning, accounting, tax preparation, or investment advisory services. You should consult a licensed financial advisor, certified public accountant (CPA), or other qualified financial professional before making any financial decisions based on the information or frameworks provided in this product.Description text goes here

All content within The Naked Ledger, including but not limited to the spreadsheet tabs, written prompts, reflection questions, and companion PDF guide, is provided for educational and informational purposes. The product is designed to facilitate conversation and financial awareness between partners. It is not designed to diagnose, treat, or resolve clinical, psychological, or financial issues. If you or your partner are experiencing significant financial distress, relationship conflict, mental health concerns, or any situation that may benefit from professional intervention, please seek the support of a licensed therapist, counselor, or financial professional.

Purchasing, downloading, or using The Naked Ledger does not create a therapist-client, coach-client, fiduciary, or any other professional relationship between you and Jessica Reis, The Intimacy Room Collective, Jreis Therapy LLC, or The Intimacy Room Marriage & Family Therapy PLLC. If you are interested in clinical therapy services, please visit theintimacyroom.com to learn about availability and scheduling through the clinical practice.

By using The Naked Ledger, you acknowledge and agree that you are solely responsible for any decisions, actions, or outcomes that result from the use of this product. The spreadsheet and companion guide provide frameworks for reflection and conversation. They do not guarantee specific financial outcomes, relationship improvements, or behavioral changes. Any figures, projections, or calculations generated within the spreadsheet are based on user-inputted data and are only as accurate as the information you provide.

To the fullest extent permitted by applicable law, Jessica Reis, The Intimacy Room Collective, Jreis Therapy LLC, and The Intimacy Room Marriage & Family Therapy PLLC shall not be held liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use The Naked Ledger. This includes, but is not limited to, financial losses, emotional distress, relationship outcomes, errors in user-inputted data or calculations, or reliance on any content provided within the product.

Item deThe Naked Ledger is provided "as is" without warranties of any kind, whether express or implied. No guarantee is made regarding the accuracy, completeness, reliability, or suitability of the product for any particular purpose. Results vary based on individual circumstances, the quality and accuracy of data entered, and each couple’s willingness to engage with the material.scription

Item deThe Naked Ledger, including all spreadsheet templates, written content, design elements, and companion materials, is the intellectual property of Jreis Therapy LLC. This product is licensed for personal, non-commercial use by the individual or couple who purchased it. You may not reproduce, distribute, resell, share publicly, or create derivative works from The Naked Ledger without prior written consent from Jreis Therapy LLC.scription

Due to the digital nature of this product, all sales are final. No refunds will be issued after purchase and delivery of the product. If you experience a technical issue accessing or downloading the product, please contact jess@theintimacyroom.com for assistance.

The Naked Ledger is a downloadable spreadsheet that operates entirely on your own device or cloud storage account (Google Sheets or Microsoft Excel). No financial data, personal information, or content entered into the spreadsheet is transmitted to, collected by, or accessible to Jessica Reis, The Intimacy Room Collective, Jreis Therapy LLC, or any affiliated entity. You are responsible for the security and privacy of your own data.

This disclaimer and the terms governing your use of The Naked Ledger shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.

By purchasing and using The Naked Ledger, you acknowledge that you have read, understood, and agree to this disclaimer in its entirety. If you do not agree with any portion of this disclaimer, do not use the product.