The Naked Ledger
Your finances, fully exposed.

Money can be hard to talk about, even when you share a life. The Naked Ledger gives you a place to put the numbers and work through the conversations that come with them.

Track household income, spending, savings, debts, and net worth in one workbook. Compare a debt payoff plan with minimum payments, see your figures in charts, and use the couples’ check-in prompts to talk about decisions, disagreements, and what needs to change.

Includes:

• Monthly budget and bill calendar

• Weekly spending log

• Net worth and investment trackers

• Debt payoff calculator

• Dashboard and annual snapshot

• Couples’ money check-in prompts

Your download includes the Excel workbook and a short PDF with instructions and a link to make your own Google Sheets copy. Choose either version. No physical product is shipped.

Created by Jreis Therapy LLC. This is an educational tool, not financial advice or a substitute for therapy.